Ku cusub Medicare
Haddii aad hawlgab noqoneyso ama aad ku dhawdahay da'da 65 dhalashaada, waa waqtigii aad baran laheyd wax badan oo ku saabsan Medicare.
Raadi jawaabaha aad u baahan tahay.
Si aad xoojiso caymiska ku haboon baahiyahaaga iyo miisaaniyadaada, waa muhiim inaad fahamto faa'iidooyinkaaga. Si aad u saxdo caymiska ku haboon baahiyaahaga iyo miisanida, waa muhiim inaad fahamto faa'iidooyinkaaga.
Medicare waxay bixisaa ilaalinta qiimaha ee ka dhanka ah kharashaadka sare ee caafimaadka, laakiin aysan daboolayn wax walba. Waxaan ka caawin karaa in lagu ogeysiiyo iyo kalsoonida dookhyadda Medicare.
Raac tillaabooyinkan
Tallaabada1: Si aad ogaato Original Medicare
Medicare waa barnaamijka caymiska caafimaadka ee loogu talo galay dadka Mareykanka kuwaas oo 65 ama ka weyn ama dadka dhalinyarada ah ee naafanimada qaarkooda oo qaata faa'iidooyinka Social Security. Medicare markii hore waxaa loo abuuray labo qeybood Part A iyo Part B. oo Wadajir ah, waxaa loogu yeerada Original Medicare.
Part A
Caymiska isbitaalka
Original Medicare
Caymiska qeyb waxaa loogu talo galay:
- Joogitaanka isbitaalka bukaan jiifka
- Daryeelka kalkaaliyaha xirfadaysan
- Daryeelka caafimadka ee dadka la nool cudurada aan laga soo kabsaneeynin
- Daryeelka guriga
Part B
Caymiska caafimaadka
Original Medicare
Caymiska qeyb waxaa loogu talo galay:
- Booqashooyinka dhakhatiirta
- Qaliin
- Baaritaanada shaybarka
- Qalabka caafimaadka
- Baaritaanada ka hortaga
U soo degso Hagaheena bilaasha Tallaabo-tallaabo
Isticmaal hagaan si aad uga dhigto fahmida Medicare fudud
Tallaabada 2: Baro sida ay daboolo waxaa aysan daboolaynin Original Medicare
Waxaad sidoo kale ku dari kartaa caymiska dheeraadka ah, taas oo ay bixiso Blue Cross iyo Blue Shield of Minnesota, si ay kaga caawiso inaad bixiso kharashaadka aysan daboolin Medicare.
Part C
Qorshayaasha Advantage ee Medicare
Caymiska gaarka ah iyo qorshayaasha caafimaadka
La mid ahQeybaha A & B ee leh saadaalinta kharashaadka jeebka ka baxsan ee la soo celin iyo caymiska badan.
Inta badan si buuxda u daboola:
- Adeegyada fayo qabka
- Baaritaanada arraga
- Baaritaanada maqalka
- Baaritaanada ilkaha (ka hortagga iyo/ama dhammaystiran)
Inta badan qeyb ahaan la daboolo:
- Okiyaalayaasha Indhaha
- Qalabka maqalka
Part D
Qorshayaasha daawada dhakhtar qoray
Caymiska gaarka ah iyo qorshayaasha caafimaadka
Waxay gacan ka geystaan qarashyada dawooyinka dhakhtar qoray ee uusan daboolin Original Medicare.
Xooga daboola:
- Dawooyinka dhakhtar qoray
Tallaabadda 3: Isdiiwaangeli waqti ku haboon
Mudada Diiwaangelintaada Hore ee Original Medicare waa muddo toddobo-bilood ah - laga bilaabo bilooyinka ka hor bisha 65 dhalashadaada ilaa sadex bilood kadib bisha 65dhalashadaada. Caymiska ayaa noqon kara sida ugu dhaqsiyaha badan maalinta koowaad ee bishada aad jirsato65
Dalabka isdiiwaangelinta
Waa inaad iska diiwaangelisa Original Medicare Part A iyo Part B ka hor inta aadan iska diiwaangelinin Medicare Advantage, Kharashka Medicare, Kaabida Medicare (Medigap) qorshaha Part D Dawooyinka dakhtarka soo Qoray.
Faa'iidooyinka Social Security-ka
Haddii aad horey u qaadanaysa faa'iidooyinka Social Security, waxaad si toos ah laga diiwaangelinaya Medicare Part A iyo Part B.
Naafanimada iyo xeerka 65
Haddii aad iska joojisay iyo aad ku jirto 65, waxaad si toos ah u heli doonta Part A iyo Part B kadib marka aad hesho faa'iidooyinka naafanimada Social Security 24 ilaa bilood.
Shaqaynta hore 65
Haddii adiga ama qorshaha lamanahaaga aad dhaaftaan da'da shaqada 65, waxaa laga yabaa inaad u baahanin iska diiwaanelinta Medicare marka aad gaarto 65.
Tallaabada 4: Sida la isaga diiwaangeliyo qorshaha Blue Cross ee Medicare ee Minnesota
Waxaad dooraan kartaa sida aad u rabto inaad iska diiwaangelinta Medicare Advantage (Part C), Kaabida Medicare (Medigap), Kharashka Medicare ama qorshaha warqada dawada ee dhakhtar qoray.
Medicare ma ahan inay adag tahay
La taliyaasheena Blue Cross waa kuwaan:
- Waxay ka caawineysa inaad barato wax ku saabsan aasaasida Medicare iyo qorshayaasheena
- Ka caawinaysa helida qorshaha buuxiya baahiyahaaga
- Ka caawinaya inaad iska diiwaangeliso qorshaha
Iska diiwaangeli telefoonka
Na soo wac si aad ula hadasho khabiirka Medicare.
1-855-579-7658
(Wicitaanka TTY 711)
Caawimadu waxay diyaar tahay kabilaabato
8 a.m. ilaa 8 p.m. Waqtiga Bartamaha, maalin walba
Aqoons kororsiyada Medicare
Baro wax ku saabsan Medicare iyo dookhyada qorshahaaga si bilaash ah, oo aan khasab aheyn shakhsi ahaan ama aqoon kororsiga muuqaalka fooganta.
Geli furahaaaga boostada si aad u aragto qorshayaasha aad ka helayso aagaaga