Baro sida ay u shaqayso Medicare Qaybta A iyo Qaybta B waxaa ay daboolaan
Original Medicare
Medicare waa barnaamijka caymiska caafimaadka ee loogu talo galay dadka Mareykanka kuwaas oo 65 ama ka weyn ama dadka dhalinyarada ah ee naafanimada qaarkooda oo qaata faa'iidooyinka Social Security.
Medicare markii hore waxaa loo abuuray labo qeybood Part A iyo Part B. oo Wadajir ah, waxaa loogu yeerada Original Medicare.
iska diiwaangelinta Original Medicare
Baro wax ku saabsan shuuradaha u qalmista Medicare iyo sida la iska diiwaangeliyo Original Medicare.
Medicare Part A: caymiska Isbitaalka
| Sida ay u shaqeyso | Waa maxay caawinta daboolka | Maxaa ku bixineysa Part A |
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Medicare Part A waxay ka caawineysa inaad bixiso lacagta daryeelka aad heshay sida adigoo ah bukaan jiifka isbitaalka ama xarunta kalkaalisada aqoonta leh (SNF). |
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Ma bixin doontid khidmada caymiska ee Part A haddii adiga ama lamanahaaga uu bixinayay lacagta Social Securty ugu yaraan 10 sanadood. Waa inaad bixisa lacag bixinta caymiska ee lagaa rabo isbitaal walba ama mudada faa'iidada SNE. Mudada faa'iidada waxay bilaabanaysa marka lagu seexiyo isbitaalka ama SNF waxayna dhammmaanaysa marka aad ka baxdo xarunta ilaa 60 oo isku xigta. Kadib marka aad bixiso dhammaan lacag bixinta caymiska ee lagaa rabo, Original Medicare waxay bilaabi doontaa bixinta lacagta oo dhan ama qaar ka mid ah kharashaadka. |
Medicare Part B: caymiska Caafimaadka
| Sida ay u shaqeyso | Waa maxay caawinta daboolka | Maxaa ku bixineysa Part B |
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Medicare Part B waxay ka caawinaysa inay bixiso caafimaad ahaan adeegyada lagama marmaanka ah iyo saadka loo baahan yahay ee loogu talo galay baaritaanka ama daawaynta xaaladda caafimaadkaaga. Waxaad dooran kartaa inaad iska diiwaangelinin Part B, laakiin haddii aad go'aansatay inaad dib iska diiwaangeliso, waxaa laga yabaa inaad bixiso lacagta ganaaxa dib u dhaca isdiiwaangelinta inta aad heysto caymiska Part B. |
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Waa inaad bixisa khimada lacata bilaha ee caymiska Part B Haddii aad u qalanto caymiska caafimaadka, sida kan badrooniga, khidmada caymiska waxay ka duwan tahay khidmada caymiska bilaha, wadaaga lacag bixinta ama wadaaga lacag bixinta caymiska waa inaad bixisa qorshaha gaarka ah ee Medicare. Khidmada caymiska bilaha ah waxay ku bilaabanaysa qiimo degsan iyo kordhinta seexinta miisaanka oo ku saleysan dakhliga Hal qof o oleh dakhliga sanadlaha ee qiidma gaarka ah iyo lamaanaha isqaba ee dakhliga sanadlaha in ka badan khimada gaarka ah ayaa bixin doona wax badan. khidmada caymiska waxaa inta badan laga qaada jeegaaga Social Security. Kadib marka aad la kulanto lacag bixinta caymiska ee lagaa rabo sanadlaha, Part B gabi ahaan 80 kharashka adeegyada ugu badan ee aad heshay waxaad masuul ka tahay bixinta haraadiga 20%wadaaga lacag bixinta caymiska |
Kharashka caafimaadka aad ku bixin karto Original Medicare kaligeedka
- Baaritaanka sanadlaha ah ee jirka
- Daryeelka joogtada ah ee arraga
- Qalabka maqalka
- Inta badan warqada dawada ee dhakhtar qoray
- Daryeelka joogtada ah ee ilkaha
- Daryeelka wakhtiga dheer
Medicare ma ahan inay adag tahay
La taliyaasheena Blue Cross waa kuwaan:
- Waxay ka caawineysa inaad barato wax ku saabsan aasaasida Medicare iyo qorshayaasheena
- Ka caawinaysa helida qorshaha buuxiya baahiyahaaga
- Ka caawinaya inaad iska diiwaangeliso qorshaha
Ku hel bilaasha Hagida Medicare Tallaabo-talaabo
Baro waxyaabaha aasaasiga ah ee Medicare
Isticmaal hagaan si aad uga dhigto fahmida Medicare fudud Waxay daboosha muhiimada aad u baahan tahay inaad ogaato, sida afarta qeyb ee Medicare, halka aad iska diiwaangelineyso sida looga fogaado ganaxyada.
Isu diiwan geli Hoose-Hawleedka Medicare
Wax ka baro Medicar-ka Asalka iyo qorshe-yaasha diyaarsan oo ku salaysan dalka aad ku nooshahay
Iyadoo lacag-la'aana, qasab ahayn, qof-ahaana ama hooso-hawleed muuqaal ahaana.