Hoos ka baro wax badan oo ku saabsan lacagaha laga jari karo iyo sida loo raad raaco. Si aad u ogaato sida lacagaha laga jarayo ula shaqeeyaan kharashyada kale ee daryeelka caafimaadka, eeg bixinta daryeelka caafimaadka.
Bixinta kharashka daryeelka caafimaadka
Sidee u shaqeysaa lacag bixinta caymiska ee lagaa raboo?
Inta badan qorshayaasha caafimaadka waxay leeyihiin lacag bixinta caymiska ee lagaa rabo, laakiin qaddarku wuu ku kala duwanaan karaa qorshe ilaa kan xiga. Qorshaha leh lacag bixinta caymiska ee lagaa rabo ayaa badiyaa leh bishii khidmada caymiska hoose. Qorshayaasha lacag bixinta caymiska ee lagaa rabo oogu hooseso waxay guud ahaan leeyihiin khidmada caymiska oo bishii ah.
Qadarka lacag khamriga ee laga rabo sidoo kale wuu kala duwanaan karaa iyadoo ku xiran hadba meesha aad ka hesho daryeelka caafimaadka. Qorshayaasha qaarkood waxay leeyihiin kharashyo kala duwan oo laga jari karo daryeelka aad ka hesho meel ka baxsan shabakadda. Caadi ahaan, waxaad bixinaysaa wax ka yar marka aad ka hesho daryeel dhakhtarkaaga shabakadda.*
Sideen ula socdaa waxa aan bixiyay?
Qorshaha caafimaadka waxa uu la socdaa inta aad ku bixisay lacag bixinta caymiska ee lagaa rabo. Mar kasta oo aad hesho daryeel, qorshahaagu wuxuu kuu soo diri Sharraxaadda Dheefaha (EOB). EOB waxay tusinaysaa inta kharashku khuseeyo lacag bixinta caymiska ee lagaa rabo.
Waa kuwan tusaale ku saabsan sida lacagaha laga jari karo u shaqeeyaan:
- Qorshaha Aadan lacag bixinta caymiska ee lagaa rabo $2,500 laga jari karo.
- Waxa uu booqday qolka xalda degdega ah ee cisbitaal ku yaal shabakadiisa qorshaheeda.
- Blue Cross waxay u soo dirtaa Adam EOB tusinaya inuu ku leeyahay $500 booqashada qolka xalda degdega ah. Aadam waxa uu bixinayaa $500 isbitaalka.
- Blue Cross waxay la socotaa lacag bixinta Aadan ee $500 ee $2,500 lacag bixinta caymiska ee lagaa rabo. Haddii Aadam u raadsado daryeel caafimaad mustaqbalka, waxa uu weli haystaa $2,000 si uu u bixiyo si uu ula kulmo lacag bixinta caymiska ee lagaa rabo. Marka uu gaadho lacag bixinta caymiska ee lagaa rabo, waxa uu la wadaagi doonaa kharashka daryeelka daboolan qorshihiisa. Qiimaha wadaagga ah waxaa loo yaqaan wadaaga lacag bixinta caymiska.
Wax badan oo ku saabsan kharashka daryeelka caafimaadka
Sideen ula socdaa oo u arkaa sheegashooyinka?
Waa maxay shabakadu maxayse muhiim u tahay?
7 siyaabood oo loogu kaydsan karo daryeelka caafimaadka
Waa maxay sababta aad ugu baahan karto oggolaanshaha hore
Goorma ayay booqasho ka hortag ah isu beddeshaa booqashada xafiiska?