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Fahamka Medicare

Baro sida Medicare Qebybaha A, B, C, D iyo Medicare Supplement ay u shaqeeyaan iyo waxa mid kasta daboolayo.

Sidee Medicare u shaqaysaa?

Medicare waa barnaamijka caymiska caafimaadka ee loogu talo galay dadka Mareykanka kuwaas oo 65 ama ka weyn ama dadka dhalinyarada ah ee naafanimada qaarkooda oo qaata faa'iidooyinka Social Security.

Xaqiiqooyinka laga ogaanayo Medicare

  • Waxaad isaga diiwaangelin kartaa Medicare da'da 65, xitaa haddii aadan diyaar u aheyn hawlgabnimada.
  • Medicare waxay bixisa qiyaas ahaantii 80 kharashaadka caafimaadka waxay daboosha oo kaliya noocyada daryeelka. Caymiska dheeraadka ah ee Medicare Blue Cross iyo Blue Shield of Minnesota ayaa ka caawin karaa inaad bixiso qaar kamid ah kharashaadka dheeraadka ah ee daryeelka caafimaadka.
  • Waxaa laga yabaa inaad bixiso ganaax haddii aad iska diiwaangelinaynin caymiska Part B iyo Part D marka aad noqoto inaad u qalanto.
Baro sida Medicare u shaqeeyso.

Qeybaha Medicare

Qeyb walba waxay bixisaa caymiska qayb ahaan si ay kaaga caawiso bixinta qarashka daryeelka caafimaadka.

Part A: Caymiska Isbitaalka

Original Medicare

Medicare Part A waxay ka caawisaa bixinta kharashka daryeelka bukaan-jiifka ee:

  • Isbitaallada
  • Xarunta Kalkaalisada Xirfadda (SNF)
  • Daryeelka Hospice
  • Daryeelka caafimaadka guriga
Baro wax badan oo ku saabsan Part A

Part B: Caymiska Caafimaadka

Original Medicare

Medicare Part B waxay ka caawisaa bixinta adeegyada iyo sahayda caafimaad lagama maarmaanka ah:

  • Adeegyada dhakhaatiirta iyo bixiyeyaasha kale ee daryeelka caafimaadka
  • Daryeelka bukaan socodka
  • Daryeelka caafimaadka guriga
  • Qalabka caafimaadka ee waara
  • Adeegyada ka hortaga (sida tallaallo, tallaallo, iyo booqashooyinka sanadlaha ah ee Fayo-qabka)
Baro wax badan oo ku saabsan Part B

Qaybta C: Medicare Faa'iidada

Waxaa lagu bixiyaa caymisyada gaarka ah, Medicare Qeybta C waxay isku dartaa faa'iidooyinkaaga Medicare Qeybta A, Qeybta B, iyo badanaa Qaybta D ee hoos yimaada hal qorshe Medicare Advantage.

Qorshayaasha waxay bixin karaan faa'iidooyinka:

  • Ilkaha
  • Aragtida
  • Dhagaysiga
  • Acupuncture
  • Agabyada daawooyinka dhakhtarka uu qorin iyo ka badan
Baro wax badan oo ku saabsan Part C

Part D: Caymiska Daawada

Medicare Part D waxay gacan ka gaysata bixinta kharashaadka daawada dhakhtar qoray.

Waxaa lagu dari karaa Original Medicare ama Kaabida Medicare ama Qorshaha Khaeashka Medicare aan laheyn faa'iidooyinka daawada dhakhtar qoray.

Qorshayaasha Part D Dawooyinka dakhtarka soo Qoray waxaa lagu bixiyaa shirkadaha caymiska gaarka ah.

Baro wax badan oo ku saabsan Part D

Kaabida Medicare (Medigap)

Kaabida Medicare, sidoo kale waxaa loo yaqana Medigap, qorshaha caafimaadka-kaliya ee loo marayo caymisyada gaarka ah kuwaas oo ka caawinaya daboolida waxaa uu daboolin Original Medicare, oo ay ku jirto:

  • Kharash isla bixinta
  • Wadaaga lacag bixinta caymiska
  • Kharashka laga jarayo lacagaha caymiska
Baro wax badan oo ku saabsan Medicare Kaabida

Medicare Cost

Qorshayaasha Kharashka Medicare waxay ku siinayaan dhammaan faa'iidooyinka Original Medicare, iyo faa'iidooyin dheeri ah sida daryeelka ilkaha, aragga, maqalka iyo waxyaabo kale.

Qaar ka mid ah caymiska daawada dhakhtar qoray sidoo kale dookha Part D Dawooyinka dakhtarka soo Qoray.

Waxaa laga heli karaa 21 ismaamulda Minnesota.

Baro wax badan oo ku saabsan Medicare Cost

Taageero iyo agabyo

Blue Cross waxay soo ban dhigaysaa kharashka, PPO, iyo qorshe-yaasha PDP oo leh qandaraasyada Medicare. Ku-biiritaanka qorsha-yaashaan waxay ku xiran tahay cusboonaysiinta qandaraaska.

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