Waayeelka Ciyaarta Baseball ee Dhallinyarada.

Fahamka Medicare

Baro sida Medicare Qaybaha A, B, C, D iyo Medicare Supplement ay u shaqeeyaan iyo waxa mid kasta daboolayo.

Sidee Medicare u shaqaysaa?

Medicare waa barnaamijka caymiska caafimaadka ee loogu talo galay dadka Mareykanka kuwaas oo 65 ama ka weyn ama dadka dhalinyarada ah ee naafanimada qaarkooda oo qaata faa'iidooyinka Social Security.

Xaqiiqooyinka laga ogaanayo Medicare

  • Waxaad isaga diiwaangelin kartaa Medicare da'da 65, xitaa haddii aadan diyaar u aheyn hawlgabnimada.
  • Medicare waxay bixisa qiyaas ahaantii 80 kharashaadka caafimaadka waxay daboosha oo kaliya noocyada daryeelka. Caymiska dheeraadka ah ee Medicare Blue Cross iyo Blue Shield of Minnesota ayaa ka caawin karaa inaad bixiso qaar kamid ah kharashaadka dheeraadka ah ee daryeelka caafimaadka.
  • Waxaa laga yabaa inaad bixiso ganaax haddii aad iska diiwaangelinaynin caymiska Part B iyo Part D marka aad noqoto inaad u qalanto.
Baro sida Medicare u shaqeeyso.

Qaybaha Medicare

Qeyb walba waxay bixisaa caymiska qayb ahaan si ay kaaga caawiso bixinta qarashka daryeelka caafimaadka.

Part A: Caymiska Isbitaalka

Original Medicare

Medicare Qaybta A waxay ka caawisaa bixinta kharashka daryeelka bukaan-jiifka ee:

  • Isbitaallada
  • Xarunta Kalkaalisada Xirfadda (SNF)
  • Daryeelka Hospice
  • Daryeelka caafimaadka guriga
Baro wax badan oo ku saabsan Part A

Part B: Caymiska Caafimaadka

Original Medicare

Medicare Part B waxay ka caawisaa bixinta adeegyada iyo sahayda caafimaad ee lagama maarmaanka ah:

  • Adeegyada dhakhaatiirta iyo bixiyeyaasha kale ee daryeelka caafimaadka.
  • Daryeelka bukaanka aan isbitaalka lagu hayn
  • Daryeelka caafimaadka guriga
  • Qalabka caafimaadka ee waara
  • Adeegyo badan oo ka hortag ah (sida tallaallo, tallaallo, iyo booqashooyinka sanadlaha ah ee Fayo-qabka)
Baro wax badan oo ku saabsan Part B

Qaybta C: Medicare Faa'iidada

Waxaa lagu bixiyaa caymisyada gaarka loo leeyahay, Medicare Qaybta C waxay isku dartaa faa'iidooyinkaaga Medicare Qaybta A, Qaybta B, iyo badanaa Qaybta D ee hoos yimaada hal qorshe Medicare Advantage.

Qorshayaasha waxay bixin karaan faa'iidooyinka:

  • Ilkaha
  • Aragtida
  • Dhagaysiga
  • Acupuncture
  • Agabyada daawooyinka dhakhtarka uu qorin iyo ka badan
Baro wax badan oo ku saabsan Part C

Part D: Caymiska Maandooriyaha

Medicare Part D waxay ka caawisaa bixinta kharashka warqada dawada ee dhakhtar qoray.

Waxaa lagu dari karaa Medicare asalka ah ama Medicare Dheeri ah ama qorshaha Kharashka Medicare oo aan lahayn faa'iidooyinka warqada dawada ee dhakhtar qoray.

Qorshayaasha Part D Dawooyinka dakhtarka soo Qoray waxaa lagu bixiyaa shirkadaha caymiska gaarka loo leeyahay.

Baro wax badan oo ku saabsan Part D

Kaabida Medicare (Medigap)

Medicare Supplement, oo sidoo kale loo yaqaan Medigap, waa qorshayaal caafimaad oo keliya oo ay bixiyaan caymisyada gaarka loo leeyahay, kuwaas oo gacan ka geysanaya daboolida waxa ay Original Medicare aysan daboolin, oo ay ka mid yihiin:

  • Kharashyada wadaagga ah
  • Wadaaga lacag bixinta caymiska
  • Kharashyada
Baro wax badan oo ku saabsan Medicare Supplement.

Medicare Cost

Medicare Qorshayaasha Cost waxay ku siinayaan dhammaan faa'iidooyinka Medicare asalka ah, iyo faa'iidooyin dheeri ah sida daryeelka ilkaha, aragga, maqalka iyo waxyaabo kale.

Qaar ka mid ah caymiska daawada dhakhtar qoray sidoo kale dookha Part D Dawooyinka dakhtarka soo Qoray.

Waxaa laga heli karaa 21 degmooyinka Minnesota.

Baro wax badan oo ku saabsan kharashka Medicare

Taageero iyo agabyo

Blue Cross waxay soo ban dhigaysaa kharashka, PPO, iyo qorshe-yaasha PDP oo leh qandaraasyada Medicare. Ku-biiritaanka qorsha-yaashaan waxay ku xiran tahay cusboonaysiinta qandaraaska.

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