Qof dhallinyaro ah iyo waayeel oo isku mar xabaynaya kursiga.

2025 Qorshe-yaasha Medicare Advantage

#1 Qorshaha Medicare Advantage ee ay doorteen dadka reer Minnesota1

Raadi qorshayaasha laga helayo aagaaga

Isbarbardhig caymiska qorshaha, kharashaadka, iyo faa'iidooyinka dhinac-ilaa-dhinac.

Is barbardhig oo isdiiwaangeli

Hel hagida caawinta ee helitaanka qorshaha saxda ah

Aan ka caawino hagida helida qorshaha buuxiya baahiyahaaga.

Arag haddii dhakhtarkaaga iyo farmashiyahaaga ay ku jiraan shabakadda haddii daawooyinka la daboolay.

Bilow

Dulmarka qorshaha

Sababta aad u dooraneyso Qorshahaaga Medicare Advantage ee Blue Cross?

Qorshaheena Medicare Advantage (PPO) waxay bixiyaan cymiska daawada dhakhtar qoray, faa'iidooyinka plus iyo dookhyada daryeelka ee ka baxsan Original Medicare (Part A iyo Part B).

Qorshe-yaasha caafimaad-kaliya waxaa la helayaa haddii aad hore u haysatay caynsanaanta daroogada la aamini karo la tixgelin karo oo aad ka haysatay VA ama lamid.

Baro wax badan oo ku saabsan u shaqeeyo qorshaha Medicare Advantage

Shuruudaha u qalmida Medicare Advantage:

  • Heyso Medicare Part A
  • Hayso Medicare Part B
  • Ma u nooshahay ismaamul halkaas oo qorshaha laga helayo

Metro Region

Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright

West Region

Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin

South Region

Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona

Caafimaadka

Gal 97% ee dhakhaatiirta ku jirto Minnesota,2 oo ay ku jiraan Allina Health, HealthPartners, Mayo Clinic®, Park Nicollet iyo kuwo kale.

Farmashiye

Heltiaanka kumanaan farmasiyada shabakada

Ilkaha

Ka hortagga iyo/ama caymiska dhammaystiran ee ilkaha

Guud marka faa'iidooyinka ilkaha

Safarka

Ku safar ilaa 12 bilooyin oo isku xiga gudaha Mareykanka oo hel faa'iidooyinka shabakadda ee adeeg bixiyaasha la doortay

Faa'iidooyinka

Faa'iidooyinka lagu daray iyo dookhyada daryeelka

Dhagaysiga

Kaalma maqalka (ilaa 2 kaalmo sanadkii) oo leh0 cusboonaysiin oo ah dookha battariga la dabayn karo oo ah qaabka xulashada ee TruHearing®

Eeg faa'iidooyinka maqalka

Aragtida

Ogolaanshaha muraayadaha indhaha muradayaha ama ookiyaalayaasha

Faa'iidada cuntada

Hel 2cuntooyin maalintiiba, ilaa14maalmood, kharash dheeri ah joogitaanka dheeriga ah ee bukaan jiifka

Baro wax badan oo ku saabsan faa'iidooyinka cuntada

Toobinta iyo daliiga lafaha

Faa'iidooyinka toobinta ee joogtada ah iyo adeegyada lafaha iyo murqaha ee daboosho Meicare waxay dhibaato u gaysata laf-dhabarta

Farmashiistaha gacanta ku haya santuuqa dawada waayeelka.

Gunada dawada banaanka laga gadan karo (OTC)

Hel kaar flex seddex biloodle ah 3 si aad u iibsatid daawooyinka aad u qalanto ee banaanka laga iibsado iyo alaabaha caafimaadka la xidhiidha, si ay kaaga caawiyaan inaad ku noolaato hab nololeed caafimaad leh.

Baro wax badan oo ku saabsan faa'iidada OTC
Koox waayeel ah oo jimicsi sameynaya.

Xubinnimada SilverSneakers

SilverSneakers® waa fursad kor loogu qaadayo caafimaadkaaga, helida kalsoonida iyo isk xirka bulshadaada.

Hel marinka kumaankunka ee goobahah jimicsiga wadanka oo dhan, fiidooyinka jimicsiga ee aad looga baahan yahay iyo fasalada onlaynka ah

Baro wax badan oo ku saabsan SilverSneakers
Qof waayeel ah oo kujiro wicitaan muuqaal ah oo la leeyahay dhakhtar gudaha qolka jiifka.

Daryeelka khadka

Ka arag dhakhtar barta teleefoonkaaga casiraga ah, tablet​​​​​​​-kaaga ama kombiyuutarkaaga bixiyeyaasha bixiya adeegyada caafimaadka ee telehealth​​​​​​​ iyo daryeelka onleenka adoo u marayo Doctor On Demand.

Booqo Dhakhtarka Loo Baahan Yahay

xulashooyinka qorshaha

Dooro heerkaaga caymiska

Qorshayaasheena Advantage ee Medicare waxay bixisa ilaa caymiska heerarka afarta iyo kharash wadaagista. Qorshe kastaa wuxuu bixiyaa qaddar kala duwan oo ku saabsan caymiska caafimaadka iyo daawooyinka lagu qoray.

Caymiska qumman(saxda ah) wuxuu ku xiran yahay sida aalaa aad ugu tagto takhtar ama farmashiyaha iyo inta aad doonayso inaad u bixiso si bille ah markaad daryeel hesho.

Core

Waa dookh wanaagsan haddii aadan aadin dhakhtark ama farmashiye inta badan.

  • Hoos u dig khidmada caymiska
  • Kharashka sare marka aad hesho daryeelka
  • Caymiska ilkaha ee ka hortagga ah

Comfort

Dookha wanaagsan haddii aad ku nooshahay Metro ama West region iyo booqshada dhakhtarka ama farmashiye dhif-dhifka.

  • Khidmada caymiska bilaha ee Midrange iyo kharashaadka marka aad hesho daryeelka
  • Ka hortagga iyo caymiska ilaha oo dhammaystiran

Ma laga helayo South region

Choice

Dookha wanaagsan haddii aanad hubin inta jeer ee aad aadi doonto dhakhtarka ama farmashiye.

  • Khidmada caymiska bilaha ee Dhexdhexaadka ah iyo kharashaadka marka aad hesho daryeelka
  • Ka hortagga iyo caymiska ilaha oo dhammaystiran

Complete

Dookha wanaagsan haddii aad u baahan tahay caymiska badan iyo aadista dhakhtarka ama farmashiye inta badan.

  • Kor u qaad khidmada caymiska ee bil kasta
  • kharashaadka hoose marka aad hesho daryeelka
  • Ka hortagga iyo caymiska ilaha oo dhammaystiran
Dibadda calanka Mareykanka

Halyeeyada

Freedom BlueSM  waa $ 0 khidmada caymiska qorshaha Medicare Advantage ah oo caafimaad oo keliyo ee loo dhisay ee Haleeyayada. Qorshaha wanaagsan haddii aad hore u haysatay caynsanaanta daroogada la aamini karo la tixgelin karo oo aad ka haysatay VA,TRICARE ama lamid.

Baro wax badan oo ku saabsan Freedom Blue

Taageero iyo agabyo

Hel caawinta Medicare

Ma aha in ay adkaato.

La taliyaasheena Blue Cross waa kuwaan:

  • Waxay ka caawineysa inaad barato wax ku saabsan aasaasida Medicare iyo qorshayaasheena
  • Ka caawinaysa helida qorshaha buuxiya baahiyahaaga
  • Ka caawinaya inaad iska diiwaangeliso qorshaha
La kulan La Taliyaha Blue Cross

Dalabka xirmadada isdiiwaangelinta xirmada Medicare Advantage

Waxaad u isticmaali kartaa xirmadan si aad uga caawiso doorashada qorshaha Medicare Advantage. Arag oo is barbar dhig dookhyada qorshaha, faa'iidooyinka, kharashaadka iyo caymiska.

Dalbo xirmada diiwaangelinta

Iska diiwaangeli telefoonka

Na soo wac si aad ula hadasho khabiirka Medicare.

1-877-554-1272
(TTY call 711)

Caawimadu waxay diyaar tahay kabilaabato
8 a.m. ilaa 8 p.m. Waqtiga Bartamaha, maalin walba

La shaqee wakiil

Wakiil ayaa kugu hagi kara dhamaan habka go'aan qaadashada, isagoo kaa caawinaya inaad hesho qiimaha ugu fiican ee lacagta daryeelka caafimaadkaaga.

Hel wakiil
Koox waayeel ah oo haya qalab dijitaal ah oona dhoola cadaynaya.

Tababarro bilaash ah Medicare ah

Nagu soo biir lacag la'aan, waajibaad la'aan, shakhsi ahaan ama aqoon kororsiga si aad u barato wax ku saabsan Medicare iyo qorshayaasha laga heli karo ismaamulka aad ku nooshahay.

Isku diiwan-gali tababar

is qor maanta

1Waxay ku saleysan tahay xogta isdiiwaangelinta laga CMS Janaayo 2024.

2Dhakhaatiirta qandaraaska haysta ee Medicare marka loo barbardhigo xogta gudaha Blue Cross iyo Blue Shielda ee Minnesota, Abriil 2024. Qaar ka mid ah xayiraadaha shabakadda ayaa ku dabaqnaan kara.

3Haraadiga sadex bilaha ah bilaha kale kuma darsanto

Daboolkaan xagga safarka wuxuu ku kooban gudaha Maraykanka kaliya. Kaliya waxaa la daboolay adeegyada degdegta marka adduun-weynaha loo safraayo.

Blue Cross waxay haysaa qorshe-yaasha PPO oo leh qandaraasyada Medicare. Ku-biiritaanka qorsha-yaashaan waxay ku xiran tahay cusboonaysiinta qandaraaska.

Doctor On Demand® ee Included Health waa shirkadd madaxbannan oo bixisa adeegyada caafimaad ee tignoolajiyada

TruHearing® waa summad ka diiwaan gashan TruHearing, Inc., shirkad madax-banaan oo la shaqeysa qorshayaasha caafimaadka si ay u bixiso qiimo hoose kharashaadka jeebka ka baxsan ee la soo celin ee qalabka gargaarka maqalka.

Farmashiyaha CVS, Inc. d/b/a OTC Health Solutions. waa shirkad madax-bannaan oo bixinaysa adeegyo agaasimeedka waxtarka kaabaha OTC.

Waxaad u baahan doontaa inaad uga sii hesho oggolaansho takhtarkaaga adeegyada qaarkood. Oggolaansho sii horreeya, ama sii-ansixinta adeegyada caafimaadka, waxay gacan ka geysanayaan xaqiijinta inaad hesho daryeel habboon. Wax ka sii ogow oggolaan-shooyinka sii horreya iyo marka loo baahan yahay.

Ku-biiritaanka qorshaha bisha Labiyo Tobnaad kadib 31, 2025 la ma dammaanad qaadi karo. Ama CMS ama qorshaha baa laga yaabaa inaan la dooran si loo cusboonaysiiyo qandaraaska, ama qorshaha dhici karta in la doorto si wax looga beddelo aagga uu ka adeego. Beddel kasta oo sidaasa waxaa suurtogal ah inuu keeno joojinta ku-biiritaan-kaaga. Xogtaani maahan waxtarro iyo sifeyn dhammaystiran. Wicitaan (651) 662-9949 or 1-855-441-5796 xog dheeriya awgeed.

SilverSneakers® astaan-ganacsiyeedka ka diiwaan gashan eeTivity Health, Inc., waana shirkad madax-bannaan oo bixisa barnaamijyo caafimaad iyo jirdhisid. Blue Cross Medicare Advantage, Platinum Blue, Senior Gold iyo kuwa kale Kaabayaasha Medicare ah iyo qorshayaasha SecureBlue waa qalmaan.

Prime Therapeutics LLC waa shirkad madax-bannaan oo laga helaayo maaraynta adeegyada waxtarrada farmashiyaha .

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