Fahamka Medicare Medicare Part C
Baro sida loogu dabool Original Medicare waxaa aysan daboolin
Medicare Part C
Qorshayaasha Advantage ee Medicare
Qorshe-yaasha Medicare Advantage, sidoo kale loo yaqaan Part C, oo ay ku jiraan labada caafimaad ee (Part A iyo Part B) iyo inta badan waxaa ku jira daboolitaanka daawada takhtarku qoro (Part D). Qorshayaasha Advantage ee Medicare waxaa sidoo kale ku jira dheeri inta aan laga heli noocyada kale ee qorshayaasha Medicare
Sida ay u shaqeyso
Qorshayaasha Advantage ee Medicare waxay ku jiraan faa'iidooyinka Medicare ee Part A iyPart B, marka isbitaalkaaga iyo caymiska caafimaadka waxaa lagu bixinaya hal qorshe.
Si aad iskaga diwaangeliso qorshaha Medicare Advantage, waa inaad xaq u leedahay Medicare Part A oo aad ku qoran tahay Part B.
Waa maxay caawinta daboolka
Waxaad heli doontaa dhammaan faa'iidooyinka Asalka ee Medicare plus "dheeraadka" Medicare ma daboolayso. Qorshayaasha waxay bixin karaan faa'iidooyinka:
- Ilkaha
- Aragtida
- Dhagaysiga
- Acupuncture
- Agabyada daawooyinka dhakhtarka uu qorin iyo ka badan
Waxaad bixineyso
- Waa inaad sii wada bixinta lacagta Part B khidmada caymiska intaa waxaa u dheer bilaha khidmada caymiska ee qorshaha Medicare Advantage
- Waxaad sidoo kale bixinta qeyb ka mid ah kharashaadka, laakiin waxaad badbaadin kartaa lacag marka isticmaalayso adeeg bixiyaasha ku jira shabakadda qorshahaaga.
- Qorshahaaga Medicare Advantage waxay yareyn kartaa kharashaadka ama ka dhigi kartaa kharashaadka mid aad loo saadalin karo ee leh isla bixinta lacagta degan ee adeegyadda qaar. Waxaad sidoo kale leedahay xadiga lacagta jeebka laga bixinayo sanadkii
Metro Region
Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright
West Region
Becker, Beltrami, Benton, Big Stone, Brown, Cass, Chippewa, Clay, Clearwater, Cottonwood, Crow Wing, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Polk, Pope, Red Lake, Redwood, Renville, Roseau, Stearns, Swift, Todd, Wadena, Wilkin
South Region
Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Houston, Martin, Mower, Nicollet, Olmsted, Steele, Wabasha, Waseca, Watonwan, Winona
Qorshayaasha Advantage ee Medicare badanaa waa mid ka mid ah kuwan soo socda:
- Ururka bixiyaha ee la doorbiday (PPO): Waxay kuu ogolaaneysaa inaad aragto bixiyaha shabakadda kasta adigoon u baahnayn soo gudbin. Waxaad sidoo kale ku noosha aaga adeegyadan.
- Ururka Joogteynta Caafimaadka (HMO): Qorshayaasha gaarka ah dowladda federaalka waxay bixineysa faa'iidooyinka Medicare.
- Qorshayaasha Advantage ee daawada dhakhtar qoray ee Medicare (MAPD): Qorshayaasha Medicare Faa'iidada oo ay ku jiraan Part D caymiska daawada dhakhtar qoray.
Waa maxay qorsaha Medicare Advantage
Waxaa aad oganayso
PPOs waxay bixiyaan dabacsanaan iyo doorasho badan.
PPOs waxay bixiyaan dabacsanaan iyo doorasho badan iyagoo siinaya shabakad ballaaran oo bixiyayaal ah, mana u baahnid gudbinta si aad u aragto khubarada shabakadda.
Faa'iidooyinka iyo shabakadaha bixiyeyaasha way kala duwan yihiin.
Faa'iidooyinka iyo shabakadaha bixiyeyaasha waxay kala duwan yihiin qorshe ilaa qorshe sababtoo ah caymiska waxaa bixiya shirkadaha caymiska caafimaadka ee gaarka loo leeyahay.
Safar ilaa laba iyo toban bilood
Waxaad ku safri kartaa ilaa laba iyo toban bilood gudaha Mareykanka oo aad ka heli kartaa caymiska shabakadda ee adeegyada caafimaadka lagama maarmaanka ah bixiyaha kasta oo aqbala Medicare in loo xilsaaro.
Qorshe-yaasha Cost
Medicare Qorshayaasha Cost
Sida ay u shaqeyso
Qorshaha Medicare Cost wuxuu u bixiyaa caymin dheeraad ah si uu gacan uga geysto bixinta qarashyada uusan Medicare-kii Asalka ahaa daboolayn. Qaar ka mid ah caymiska daawada dhakhtar qoray sidoo kale dookha Part D Dawooyinka dakhtarka soo Qoray.
Si aad ugu qalanto qorshaha Kharashka, waa inaad u qalantaa Medicare Part A oo aad iska diiwaangelisa Part B
Waa maxay caawinta daboolka
- Qorshaha Costa ee Medicare waxaa ku jira faa'iidooyinka Original Medicare waxayna ka caawineysa bixinta lacagaha laga jarayo, isla bixinta iyo wadaaga lacag bixinta caymiska ee aysan daboolin Original Medicare
- Haddii aad doorato inaad ku darsto cymiska daawada dhakhtar qoray, qorshahaaga sidoo kale wuxuu ka caawinaya bixinta kharshaka daawooyinkaaga
Waxaad bixineyso
Kharahaadka waa kala duwan waxay ku xiran tahay qorshaha aad doorato. Waa inaad sii wada bixinta khidmada caymiska Part B, oo ay la socoto khimadooyinka Medicare Cost qorshaha, caymiska, isla bixinta iyo wadaaga lacag bixinta caymiska.
Aitkin, Carlton, Cook, Goodhue, Itasca, Kanabec, Koochiching, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Pine, Pipestone, Rice, Rock, Sibley, St. Louis, Stevens, Traverse, Yellow Medicine
Fiiro gaar ah: Medicare Advantage (Part C) qorshayaasha lagama bixiyo goboladan.
Waxaa aad oganayso
Bixiyeyaasha gudaha shabakadda
Caadi ahaan, waxaad arki kartaa adeeg-bixiyaha shabakada ku jira iyadda aan la soo gudbinin. Haddii aad doorato bixiyaha aan ka qeyb aheyn shabakada, waxaa heli kartaa oo kaliya caymiska Originalka Medicare ee adeegyadan.
Safar ilaa sagaal bilood
Waxaad ku safri kartaa ilaa sagaal bilood gudaha Mareykanka oo aad ka heli kartaa caymiska shabakadda (gudaha shabakada) adeegyada caafimaad ee lagama maarmaanka ah bixiyaha kasta oo aqbala Medicare in loo xilsaaro.
Kharashaadka ka dhasha faa'iidooyinka safarka
Kharashaadka ka dhasha faa'iidooyinka safarka waxay khuseeyaan xadiga lacagtaada jeebka-laga-bixinayoaga.
Taageero iyo agabyo
Ma aha in ay adkaato.
La taliyaasheena Blue Cross waa kuwaan:
- Waxay ka caawineysa inaad barato wax ku saabsan aasaasida Medicare iyo qorshayaasheena
- Ka caawinaysa helida qorshaha buuxiya baahiyahaaga
- Ka caawinaya inaad iska diiwaangeliso qorshaha
Fahamka Medicare
U Isticmaal hagida bilaash ah oo tallaabo-tallaabo ah si aad u barato waxyaabaha muhiimka ah ee Medicare. Waxay daboolaysaa afarta qaybood ee Medicare, marka iska diiwaangelinayo, sida looga fogaado ciqaabta, iyo waxyaabo kale.
Tababarro bilaash ah Medicare ah
Nagu soo biir lacag la'aan, waajibaad la'aan, shakhsi ahaan ama aqoon kororsiga si aad u barato wax ku saabsan Medicare iyo qorshayaasha laga heli karo ismaamulka aad ku nooshahay.
Blue Cross waxay soo ban dhigaysaa kharashka, PPO, iyo qorshe-yaasha PDP oo leh qandaraasyada Medicare. Ku-biiritaanka qorsha-yaashaan waxay ku xiran tahay cusboonaysiinta qandaraaska.
S5743_091024_N01_M
Y0138_091024_N01_M